Send a P2P transfer to a beneficiary

Sends a same-asset payment to a registered beneficiary’s CRYPTO payment destination, executed asynchronously as a Stellar payment. The recipient receives exactly amount; no fee is charged. Returns 202.

POST /payments/p2p/beneficiary

Send a P2P transfer to a beneficiary

cURL

curl --request POST \
  --url https://api.zeam.money/gw/v1/payments/p2p/beneficiary \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --header 'x-zeam-auth: <api-key>' \
  --data '
{
  "transactionId": "9d8c7b6a-5f4e-3d2c-1b0a-9f8e7d6c5b4a",
  "walletId": "66666666-6666-6666-6666-666666666666",
  "beneficiaryId": "77777777-7777-7777-7777-777777777777",
  "paymentDestinationId": "88888888-8888-8888-8888-888888888888",
  "sendingAssetCode": "USDZ",
  "amount": 50
}
'

202

{
  "transactionRecordId": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "status": "accepted",
  "intentId": "<string>",
  "isIdempotent": true,
  "message": "<string>"
}

Authorizations

Authorization · string · header · required

Access token issued by POST /v1/auth/token.

x-zeam-auth · string · header · required

Application secret (the apiKey issued at registration), required on every request.

Body

application/json

Same-asset payment to a registered beneficiary's CRYPTO payment destination. destinationWalletId is not accepted here. transactionId is the only identity field.

transactionId · string<uuid> · required

Your transaction id. Replaying it returns the original result.

walletId · string<uuid> · required

Source wallet.

beneficiaryId · string<uuid> · required

paymentDestinationId · string<uuid> · required

The beneficiary's CRYPTO payment destination.

sendingAssetCode · string · required

Asset to send — bare code. Issuer resolved server-side.

Example:

"USDZ"

amount · number · required

memo · string

fromRef · string | null

Optional sender-side transaction reference passed through unchanged. Omit it or send null for no reference.

toRef · string | null

Optional recipient-side transaction reference passed through unchanged. Omit it or send null for no reference.

notifyEmail · boolean

Notify the beneficiary by email. Requires a registered email. Mutually exclusive with notifyWhatsApp.

notifyWhatsApp · boolean

Notify the beneficiary by WhatsApp. Requires a registered mobile. Mutually exclusive with notifyEmail.

Response

202

application/json

Payment accepted for asynchronous processing.

A 202 means the submission was accepted for asynchronous execution, not that it settled. Track completion with the Transactions routes or webhooks.

transactionRecordId · string<uuid> · required

The transaction record id, used with GET /v1/transactions/{transactionId}.

status · string · required

Submission status; not a terminal transaction status.

Example:

"accepted"

intentId · string

Execution intent id, when present.

isIdempotent · boolean

True when this response replays a prior submission with the same transactionId.

message · string